Why Buy Travel Insurance

Even the best-planned travel can be impacted by the unexpected. Illness...medical emergencies...severe weather...delayed flights...lost passports or luggage. Troubles can occur when you least anticipate them forcing you to cancel or interrupt your trip, lose your vacation investment, and incur unplanned expenses. And when you're away from home, things like medical emergencies and illness are even more difficult to manage. Here are 5 real-life scenarios to think about: You're vacationing and cut your foot while walking along the beach. Realizing you need stitches, you contact a local doctor and find out you're outside of the coverage area for your health insurance plan. How will you afford the medical bills? Your 3-year old daughter develops a severe ear infection two days before your vacation. Can you cancel your trip and get reimbursed for your prepaid travel arrangements? Your luggage never showed up at baggage claim and you just discovered you may not get it for another 24-48 hours. Now you must buy necessary personal items and clothing you'll need until it's returned to you. Can you get reimbursed for this? While on your trip, you suffer a heart attack. How will you get to the nearest hospital for the medical attention you require? Who will pay for the high costs involved in the evacuation? Just before your trip, your home suffered massive damage from a flood. You had planned to take a nice, relaxing vacation but now you have more important things to take care of. Will you lose your vacation investment? CSA Travel Protection plans provide important insurance coverage, benefits and 24-hour emergency assistance services to take care of you while traveling and protect your hard-earned investment. We anticipate the unexpected so you don't have to. Interested in protecting your vacation? With our 10-Day Free Look We stand behind our products and services. That's why we offer a 10-day free look on our travel protection plans. You'll have the ability to cancel your coverage and receive a full refund if you aren't completely satisfied - as long as you haven't left for your trip. Or call your travel agent today at 1-866-905-3787 Plan Details (Underwritten by United States Fire Insurance Company) Insurance Coverage Maximum Benefit Limit   Comfort Plan Luxe Plan Trip Cancellation 100% of Trip Cost 100% of Trip Cost Trip Interruption 150% of Trip Cost 150% of Trip Cost Trip Delay ($150 daily limit) $1000 $1000 Baggage and Personal Effects $1000 $1500 Baggage Delay $200 $500 Accident and Sickness Medical Expense (750 dental expense limit) $50,000 Per Policy $250,000 Per Policy Emergency Assistance (Emergency Medical Transportation) $250,000 Per Policy $1,000,000 Per Policy Collision Damage Waiver (Not available to residents of TX) $250,000 Per Policy $1,000,000 Per Policy Air Flight Accident (AD&D Flight Only) $100,000 Per Person $250,000 Per Policy $200,000 Per Person/Policy Travel Accident (24-hr A,D&D) Not Available $50,000 Per Person $100,000 Per Policy Note: Maximum limits listed above are per person, unless otherwise noted. Insurance coverage provided to all travelers listed on the policy, who must be residents of the United States or non-residents traveling to the United States. Benefits and services are described on a general basis. For complete details on policy exclusions and benefits, contact CSA for a sample certificate. Pre-Existing Medical Conditions & Bankruptcy or Default Coverage for pre-existing conditions and the bankruptcy or default of a travel supplier is included if the plan is purchased prior to or within 24 hours of final payment. Additionally, for pre-existing condition coverage, you must not be disabled from travel at the time you make your plan payment. 24-Hour Emergency Assistance Services (Provided by CSA's Designated Provider) Vacation Owners Can Call CSA's 24-hour Worldwide Emergency Hotline For Immediate Aid With: - Traveling Companion Assistance - Locating Lost or Stolen Items - Replacement of Medication and   Eyeglasses - Emergency Cash Transfer - Interpretation/Translation - Medical Referral - Legal Referral - Emergency Message relay - Pet Return - Vehicle Return - Embassy and Consular Services - Worldwide Medical Information Identity Theft Resolution Services (Provided by CSA's Designated Provider) Included for six months starting on the scheduled trip departure date. Identity Theft Resolution does not provide assistance for thefts involving non-US bank accounts. Concierge Services (Provided by CSA's Designated Provider) Provides assistance with arranging sporting, amusement park and entertainment ticketing, fine dining reservations, golf tee times and special events. Comfort Plan Cost Trip Cost Per Person Age 30 & Under Age 31-55 Age 56-70 Age 71-75 Age 76-80 Age 81-84 Age 85+ $0 $15 $23 $25 $32 $38 $57 $64 $1-$500 $24 $33 $38 $51 $58 $91 $102 $501-$1,000 $39 $48 $58 $84 $103 $139 $172 $1,001 - $1,500 $52 $65 $83 $115 $147 $183 $242 $1,501 - $2,000 $69 $87 $114 $156 $191 $238 $311 $2,001 - $2,500 $87 $109 $141 $192 $236 $294 $381 $2,501 - $3,000 $104 $129 $169 $231 $281 $347 $453 $3,001 - $3,500 $121 $141 $202 $269 $324 $402 $522 $3,501 - $4,000 $139 $158 $232 $305 $368 $467 $592 $4,001 - $4,500 $155 $178 $283 $341 $410 $530 $662 $4,501 - $5,000 $174 $200 $319 $379 $455 $590 $731 $5,001 - $5,500 $196 $229 $354 $427 $503 $662 $802 $5,501 - $6,000 $218 $248 $384 $474 $549 $733 $873 $6,001 - $6,500 $239 $274 $419 $524 $601 $801 $943 $6,501 - $7,000 $261 $300 $454 $574 $666 $869 $1012 $7001 - $8,000 $289 $334 $504 $649 $760 $977 $1155 $8,001 - $9,000 $319 $369 $559 $729 $875 $1084 $1295 $9,001 -$10,000 $359 $404 $619 $801 $992 $1192 $1439 Luxe Plan Cost Trip Cost Per Person Age 30 & Under Age 31-55 Age 56-70 Age 71-75 Age 76-80 Age 81-84 Age 85+ $0 $15 $23 $25 $32 $38 $57 $64 $1-$500 $24 $33 $38 $51 $58 $91 $102 $501-$1,000 $39 $48 $58 $84 $103 $139 $172 $1,001 - $1,500 $52 $65 $83 $115 $147 $183 $242 $1,501 - $2,000 $69 $87 $114 $156 $191 $238 $311 $2,001 - $2,500 $134 $164 $214 $259 $359 $495 $554 $2,501 - $3,000 $159 $197 $254 $319 $434 $606 $679 $3,001 - $3,500 $189 $236 $289 $374 $519 $711 $795 $3,501 - $4,000 $214 $269 $329 $429 $609 $812 $909 $4,001 - $4,500 $239 $304 $374 $494 $704 $912 $1021 $4,501 - $5,000 $264 $344 $412 $549 $779 $1014 $1135 $5,001 - $5,500 $293 $379 $452 $604 $854 $1078 $1209 $5,501 - $6,000 $320 $410 $489 $655 $934 $1142 $1304 $6,001 - $6,500 $352 $449 $532 $720 $1009 $1248 $1419 $6,501 - $7,000 $385 $482 $584 $789 $1089 $1354 $1516 $7001 - $8,000 $429 $527 $664 $909 $1209 $1497 $1677 $8,001 - $9,000 $479 $594 $749 $1039 $1364 $1696 $1899 $9,001 $10,000 $529 $659 $829 $1159 $1154 $1890 $2115 These plans are administered by CSA Travel Protection and Insurance Services. Travel Insurance is underwritten by United States Fire Insurance Company under Policy/Certificate series TP-401.